Architects & Underwriters of Employee Benefits...

All Rights Reserved...Copyright 2003...Last Updated 07.15.03...License #0B97920

PRODUCT & UNDERWRITING GUIDELINES

Carriers & Product Portfolio

S.C.O.P.E.

Administration & Forms

Product & Underwriting

MGU of the West

Contact Us

Life & AD&D Product Guidelines

Text Box: Stoploss & Disability Product Guidelines

Group Term Life & AD&D

      Group Size:

      Minimum Face Amount:

      Maximum Face Amount:

      Guarantee Issue Limits:

      Pricing:

      Rate Guarantee:

      Voluntary

      Group Size:

      Minimum Face Amount:

      Increments Available:

      Pricing:

 

50 to 5,000 eligible employee

$15,000

$1,000,000

Specific to each group

Composite; pooled available for trusts and JPA’s.

One to three years

 

50+ eligible employees

$10,000 to $25,000

$10,000, $25,000, or a multiple of earnings

Composite and/or age rated

Stand Alone Accidental Death & Dismemberment

      Group Size:

      Benefit Amounts:

      Special Provisions:

 

 

 

      Rate Guarantee:

50 to 100,000

$10,000 to more than $1,000,000

Terrorism

Coma

Higher Education

Seat Belt and Air Bag

One to two years